Yesterday, I received almost 200 e-mails. The amazing part about that is that I don't think that is very unusual these days. My phone also started ringing about 7:30 AM and hadn't stopped when I snuck out at 5:30 PM. Don't get me wrong, being too busy certainly beats the alternative.
I often talk about the good things that didn't hear educator protect. Today I will talk about a less fortunate incident. As we have discussed, educator protect policies renew automatically. We recently had a client who asked us to not renew their coverage.
Welcome to the first Joe's Corner. I hope to make this a slightly looser discussion of my thoughts. I hope you enjoy.
There certainly has been a great deal of activity over the last month here at EducatorProtect. As you may have guessed , we have been working on the LDA partnership for some time. We honestly couldn't be more pleased to work with them. I think most of you will also agree that the new Minute is more professional and appealing across the board. We have a few other ideas cooking in the laboratory as well, I will keep you posted.
All of that leads me to my big thought of the day, I still worry that The Minute does not do what I really want, and that is "connect." I have thought about connection a great deal recently.
The other night was parents night for my oldest son (who is in first grade). Initially, I watched his teacher smirk at me shoehorning myself into a desk built for a seven year old. But afterwards, I realized the entire discussion was about all of the tools and methods it takes to connect with children. Of course I also "connected" with the humbling realization that I was at least 15 years older than my son's teacher.
This week we have all watched out 401k's turn into 301k's. I think it is a good time for a discussion of how the current state of the market effects insurance companies. The first question that I have heard recently is- "Does the downgrade of U. S.
What are we? Are we an insurance company? Are we an agent? A Broker? We are asked this question all of them time. And the answer is… a little of all of them. It just depends on what you need from us.
So, we don't ever want anyone to leave us, but, occasionally educators desire to cancel the coverage for various reasons. I think it might be valuable to discuss what happens.
When we envisioned EducatorProtect, one of the key thoughts we had was that adding an additional insured should be easy and inexpensive. We felt like it was an important component of the insurance program.
The most important aspect of Professional Liability Insurance that no one ever asks about is the reporting of claims. While it is printed everywhere, no one ever asked about “Claims Made” reporting. Our coverage (as is that of all of our competitors) is written on claims made basis.
