Coverage Overview

Insurance for educators coverage overview

Professional Liability Insurance

Professional Liability protects you and your business from potentially catastrophic litigation resulting from charges of professional negligence or failure to perform professional duties. Coverage includes not only settlements or judgments with clients, but also attorney and other defense-related costs.

Sexual Abuse and Molestation Defense

Abuse and molestation coverage reimburses you for legal expenses resulting from civil or criminal allegations of improper physical or sexual contact directed at your practice.

General Liability Insurance

General Liability covers claims of bodily injury or other physical injury or property damage, protecting your business from incidents that may occur on your premises or at other covered locations where you normally conduct business. General Liability insurance enables your business to continue operations while facing real or fraudulent claims of certain types of negligence or wrongdoing.

Want to see how an EducatorProtect policy could come in handy? Check out a few Claim Examples.

* This overview is merely an illustration for types of coverage and claims. All coverage is provided by the actual policy, which, like all insurance coverage, contains conditions and exclusions that are an important part of the agreement. The overview is neither a guarantee of coverage eligibility, or of coverage for specific claims.