How it Works

Buying insurance online is easy

For educators who qualify, you can purchase insurance in just a few minutes. Here’s how:

  1. Fill out an online application and receive a quote instantly.
  2. Pay by electronic check or credit card.
  3. Print your policy.
  4. Get back to your busy day.

Even if you don't qualify for our online service, chances are we can still provide you with great coverage options.

As part of your EducatorProtect policy, you will also become a member of the Educator's Risk Management Society (ERMS). The association holds the master policy for EducatorProtect. This in no way affects your coverage, since actions of other members do not affect the limits of coverage available to you.

Other features of your EducatorProtect policy include:

  • Regular newsletter designed to make you aware of and mitigate risk in your practice.
  • Discounts on products and services through ERMS (coming soon).
  • Specific resources for not-for-profit organizations committed to the cause of independent educators.
  • Members of The International Dyslexia Association receive a discount on all ERMA fees.