What Makes Us Better

Better insurance solutions for tutors and educators
  • Strong Stable Carrier – Our carrier has been rated "A" or higher by A.M. best for more than 100 consecutive years and is perennially one of the "Wards 50" best run insurance companies. This is important in an era when insurance company insovlencies are dramatically increasing.
  • Complete Solution – We are the only place where an independent educator can purchase Professional Liability, Abuse and Molestation, and General Liability all together from one carrier at one time. Choose them all, or purchase only the coverages you need.
  • Ease of Use – For those who qualify, you can get a quote, bind coverage, and print your policy instantly. You can also make basic changes, such as a change of address, online, and in most cases, for free.
  • Broad Definition of Covered Service Other options require that you charge for your services, or that you have "specialized training" for coverage to apply. We don't have either of these confusing restrictions.
  • Expanded Coverage – In addition to having less restrictive reporting requirements than others, we offer the most complete coverage available, including a broad duty to defend, a sub-limit for defense of any professional license or certification, and coverage that extends to spouses and domestic partners.
  • Real Abuse and Molestation Defense Coverage – We defend you from civil suits, which are your most likely exposure. We are not aware of any other option that provides the level of coverage that we do for the private practice educator.
  • Dedicated to the Private Practice Educator – We are focused solely on the needs of private practice educators. We are committed to maintaining the best coverage available as well as providing important information and resources to our clients.
  • Competitive Pricing – We have worked hard to offer the best coverage available at an affordable price. While pricing varies, most private practice educators can purchase coverage for well under $1 per day.

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